Cut Up Your Credit Cards!

A recent survey indicates that one out of five credit card holders are unhappy with their credit card, rating the cards as a poor value for the money. That amounts to seven million Brits unhappy with their credit cards! Secured loans from SpotLoans can provide the solution.

Credit card interest rates are not as regulated by law as other loans and can skyrocket at any time, with little notice given to you, the unsuspecting cardholder. Secured loans, however, are a contract in which the interest rate is set out in advance and cannot be raised once agreed to, unless a flexible interest rate scheme is chosen. This helps you know exactly how much you’ll schedule for your outgoings each month, which certainly makes your life easier. The financial difference is easy to see: a year of finances on a credit card at 20% interest takes much more money than a year on a secured loan, for an interest rate in the single digits.

Another chief complaint of credit card users is bad customer service. However, at Spotloans, we take care to provide you with superior customer service, and we’ll answer any of your questions quickly and to your full satisfaction. You won’t have to worry about identity theft or fraudulent charges from your credit card, either.

If you haven’t taken a look at the rates you’re being charged on your credit card lately, examine your statement and the outrageous interest rates you’ve no doubt been paying, and compare those sky-high interest rates to what Spot Loans can find for you. You’ll find that a secured loan from us can replace your credit card, save you money, and give you peace of mind knowing that you’ve made the right decision.